Frequently Asked Questions
Empowering Your Path Forward
Who do you work with, and what makes your approach unique?
We specialize in helping women professionals, business owners, and high-income earners looking to align their finances with their core values. Our approach focuses on creating a safe space for clients to feel fully heard and supported, on purpose-driven financial decisions, and empowerment.
What is the Purpose Power Planning process?
Purpose Power Planning is a 4-6 week process designed to create a It includes exploring your financial personality, assessing your financial health, creating a Financial Statement of Purpose, and building a clear action oriented financial plan rooted in your values and goals. Regular check-ins and Pulse Checks ensure your plan remains aligned with your evolving goals.
What can I expect during the onboarding process?
We’ll have a series of structured meetings, starting with an Awareness meeting to discuss your financial past, your values, and the life you envision. We then move into Blueprint and Action meetings to define your Financial Statement of Purpose and implement your tailored plan. This 45-day process ensures you feel informed, empowered, and supported from the very beginning.
How is your approach different from traditional financial planning?
Rather than solely focusing on numbers, we explore your goals, mindset, and what you want your money to accomplish. This approach empowers you to make purposeful financial choices that reflect who you are and what you want for your future.
What is a Financial Health Assessment, and why is it important?
A Financial Health Assessment is an in-depth review of your financial “vital signs,” such as debt rate, savings rate, and burn rate, providing a snapshot of your current financial wellness. This assessment helps us pinpoint areas to focus on as we build your financial plan.
How does the Financial Personality Test work, and why is it useful?
The Financial Personality Test helps us understand your natural tendencies and emotions around money, such as whether you’re a Saver, Maximizer, or Financial Pragmatist. Knowing this allows us to create a plan that aligns with your personality, making it easier for you to stick with it and feel fulfilled by your financial choices.
What is a Financial Statement of Purpose?
Your Financial Statement of Purpose is a unique, one-page summary that captures your goals, values, and purpose behind your financial plan. It serves as a guiding document to help you stay aligned with what truly matters to you as you make financial decisions.
How do you keep clients accountable and on track with their goals?
Providing regular check-ins and a Pulse Check assesses how well your financial choices align with your goals. These meetings allow timely adjustments to be made to your plan to ensure you’re continually progressing toward a fulfilling financial future.
What types of financial planning topics do you cover?
We cover a range of financial planning topics, from budgeting for fluctuating income and retirement planning to building wealth and managing debt. We also discuss behavioral finance topics, such as overcoming limiting beliefs and achieving financial confidence.
What is the Pulse Check, and how does it work?
The Pulse Check is a tool to evaluate whether your financial plan is aligned with your goals and purpose. It’s an opportunity to pause, reflect, and ensure your financial path still feels true to your intentions and evolving life vision.
What can I expect in terms of ongoing support?
We’re committed to long-term relationships with clients. After the initial onboarding, you’ll have access to regular check-ins, resources, and updates as your life and financial needs evolve. Our goal is to ensure you always feel supported, empowered, and confident in your financial journey.
How do you charge for your services, and what’s included?
We have a transparent fee structure tailored to the level of support and services you need and want. This typically includes initial planning, onboarding meetings, the Purpose Power Planning process, ongoing check-ins, and access to resources designed to help you stay on track.
How do I get started, and what’s the next step?
Getting started is easy! Book a complimentary discovery call where we’ll discuss your financial goals, challenges, and questions. This call gives you a feel for what it would feel like to work together and ensures we’re a good fit to help you achieve your financial vision.
Don't take our word for it, hear from our clients
These are client testimonials. No compensation was given for reviews. Reviews were left on Google Reviews.
Samia Kreiser
Billy is the absolute best! The care and nurture he provides to his clients is unmatched. Billy's approach is truly high level and focuses on the big picture from every facet possible. Thank you, Billy, for being such a great advocate and partner!
Angela Mast
...If you are looking for a down to earth financial advisor, one who will make you feel completely comfortable and explain things in a way you can understand and that allows for a safe space to ask any questions you have, meet with Billy!
Kelley Hughes
Billy is very helpful and knowledgeable when answering questions and helping with advice. I recommend him.
Brian Almoney
Billy was an ABSOLUTE pleasure to work with! My project had some hurdles and Billy was able to navigate them flawlessly. Highly Recommended!
Andrea Keith
Billy has been extremely helpful with getting my retirement plan set up. He is so knowledgeable regarding the different products available for his clients and he truly cares for your financial plan as if it were his own. I have recommended friends and clients to Billy with confidence and will continue to do so.
Rebekah Leaman
Billy does a great job of explaining complex financial situations in a way that is easy to understand. As someone who is self employed, I’m so thankful that I’ve been able to find a way to save for the future.
Amy Finefrock
I just started working with Billy and feel he is highly personable and a great listener. He takes the time to learn about you and where you are on your financial journey. He doesn't try to sell you anything. He truly looks out for you and where you are currently and where you want to be. He explains his process in detail and puts your mind at ease.
Frances Martinez
Billy Zerillo is a passionate agent, willing to go the extra mile to ensure you and your family are safe. If you are looking for a good listener and honest agent…call Billy!
This material is sourced from believed to be reliable sources. It is not intended to provide tax or legal advice and it is recommended to seek the advice of a tax or legal professional for your specific situation. Some of the content was created by TerraWealth for informational purposes only and does not reflect a solicitation for the purchase or sale of securities. By sharing your contact information, you are giving permission for the recipient to reach out to you using the methods specified. View complete disclosures. Check the background of your financial professional on FINRA's BrokerCheck.